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Expanding into the Japanese market is often the first step for many Taiwanese brands looking to grow across Asia. Japan has a large e-commerce market, strong purchasing power, and a relatively high acceptance of Taiwanese brands. But once you start planning seriously, the first obstacle is usually: “How do we accept credit card payments from Japanese customers? And how do we actually receive JPY?” This article explains the payment options available to Taiwanese Shopify merchants selling into Japan, the differences between each solution, and which path is suitable at each stage. ⚠️First, understand one key point: Taiwanese companies cannot directly use Shopify Payments Shopify provides an officially supported payment solution in Japan called Shopify Payments Japan. It integrates credit card payments, Shop Pay one-click checkout, Apple Pay, and other features, making it the most complete payment solution for selling in the Japanese market. However, Shopify Payments is only available to merchants with a business entity established in the supported country. Taiwanese companies cannot directly apply for Shopify Payments Japan. This means that Taiwanese merchants who want to receive JPY payments on a Japan-facing Shopify store need to use third-party payment providers. This limitation determines the differences between all the options below. 🔄The basic structure of receiving JPY payments 🇯🇵 Japanese customer places an orderPays in JPY by credit card / PayPay / convenience store payment ↓ 💳 Payment provider processes the paymentCard authorization, currency handling, and transaction fees ↓ 💴 Funds are settled into your accountJPY or TWD, depending on the solution ↓ 🏦 Your JPY account or Taiwanese bank accountCurrency conversion or direct deposit Before choosing a solution, first clarify these three key questions: 1 Can Japanese customers check out smoothly using local payment methods? 2 Can you receive JPY directly and avoid currency exchange losses? 3 Can the solution support Shop Pay to improve checkout conversion? 🗺️Two paths: choose based on your current stage 1 Taiwanese company + third-party cross-border payment provider Taiwanese companies can apply directly 👥 Suitable for: brands entering the Japanese market, testing demand, and avoiding large fixed upfront costs Taiwanese companies cannot use Shopify Payments, but they can connect third-party cross-border payment providers. The following three options are commonly considered: 🏪 KOMOJU KOMOJU is a well-known Japanese third-party payment provider. In addition to credit card payments, it can support Japanese convenience store payments (Konbini), PayPay, and other local payment methods. It is one of the broadest options for matching local Japanese consumer payment habits. However, its review process for overseas companies has become stricter recently, and overseas companies can no longer apply for online credit card acquiring. Whether other payment methods can be approved should be confirmed directly with KOMOJU. 🌐 Airwallex / Payoneer These are cross-border financial institutions that can be authorized and connected directly in the Shopify admin. Funds can be settled in JPY into your virtual JPY account, without forced currency conversion, helping avoid most exchange rate losses. However, because the acquiring node is overseas, Japanese card-issuing banks may block transactions through fraud prevention systems. The estimated payment rejection rate can be around 10–30%. 💙 PayPal PayPal has strong recognition among overseas consumers. Taiwanese companies can apply directly without needing an overseas entity. However, the cost structure is the biggest issue. The payment processing fee is around 3.9% + a fixed fee, and withdrawing to a Taiwanese bank account currently only supports E.SUN Bank, with an additional fee of around 2.5%. There may also be exchange rate losses, making the overall cost relatively high. Also, PayPal in Taiwan does not support domestic TWD transactions and can only be used for cross-border payments. ✅ Pros Apply using your existing Taiwanese company, with zero overseas setup cost Fast to launch and suitable for testing first Accounting remains in Taiwan, making the tax structure simpler ❌ Key limitations Shop Pay cannot be used at all (the biggest drawback) Cross-border card blocking, with an estimated rejection rate of 10–30% KOMOJU credit card acquiring is no longer available to overseas companies 💡 What does the absence of Shop Pay mean? Customers must manually enter their credit card number, expiration date, and CVV. The more steps in the checkout process, the higher the abandonment rate. Studies show that Shop Pay has a significantly higher checkout conversion rate than standard checkout, so missing this feature can have a real impact on revenue. 2 Japanese business entity + Shopify Payments Japan Most recommended for long-term Japan-focused brands 👥 Suitable for: brands that have confirmed Japan as a key market, want the best conversion rate, and already have stable monthly revenue After establishing a business entity in Japan, you can apply for Shopify Payments Japan directly from the Shopify admin and unlock all native payment features. Common Japanese company structures include Godo Kaisha (GK) and Kabushiki Kaisha (KK). For early-stage cross-border e-commerce, many brands choose Godo Kaisha (GK) because the setup cost is lower. Initial setup cost Around NT$150,000–250,000 when using an agency, including registered address and local representative Shopify Payments processing fee Depends on the Shopify plan, generally around 2.9% Annual maintenance Japanese accounting fees + annual filing fees + Japanese corporate tax ✅ Pros Fully unlocks Shop Pay and Apple Pay Very high card approval rate because transactions are processed domestically in Japan, with no cross-border fraud-blocking friction JPY funds are deposited directly, with no FX loss Shopify Payments fees are lower than PayPal ❌ Cons Initial setup cost of around NT$150,000–250,000 Ongoing annual Japanese tax and accounting costs Tax structure should be planned separately with an accountant 📊The two paths at a glance Comparison item Taiwanese company + third-party payment provider Japanese business entity + Shopify Payments Payment providers KOMOJU, Airwallex, PayPal, etc. Shopify Payments Japan Can use Shop Pay ❌ Absolutely not ✅ Fully supported Card approval rate ⚠️ Unstable, estimated rejection rate 10–30% ✅ Very high, processed domestically in Japan Receive JPY directly ⚠️ Supported by some solutions ✅ Fully supported, no FX loss Local payments (PayPay / Konbini) ⚠️ Partially supported by KOMOJU, confirmation required ⚠️ Requires further evaluation Initial setup cost ✅ Low, using an existing Taiwanese company Around NT$150,000–250,000 Annual maintenance cost Taiwan accounting fees Japanese accounting fees + Japanese corporate tax Most suitable stage Testing phase and early market validation After Japan becomes a key market ⏱️When should you upgrade to a Japanese company? 💡 Decision logic: when the monthly profit lost due to card blocking and missing Shop Pay exceeds the monthly average fixed cost of maintaining a Japanese company, it is time to upgrade. If the market is still in the testing stage and monthly revenue is still small, it is more efficient to use the saved setup cost for more rounds of advertising and market validation. But once the profit lost from cross-border card blocking, plus cart abandonment caused by the absence of Shop Pay, exceeds the monthly maintenance cost of a Japanese company, continuing with the Taiwanese company setup means letting cost leak unnecessarily. ❓Frequently asked questions QI just want Japanese consumers to be able to place orders first. What is the fastest way? Connecting KOMOJU or PayPal to Shopify is currently one of the fastest ways for a Taiwanese company to launch. KOMOJU can support Japanese convenience store payments (Konbini), PayPay, and other local payment methods, which are familiar to Japanese consumers and worth evaluating first. However, you should contact KOMOJU directly to confirm which payment methods are currently available to overseas companies. QHow can I transfer money from an Airwallex JPY account back to Taiwan? Airwallex supports transfers from a JPY account to a TWD bank account in Taiwan. You can choose to convert and transfer funds when you think the exchange rate is favorable, which offers more flexibility than passively accepting a payment provider’s fixed settlement exchange rate and can help reduce FX losses. QAfter setting up a Japanese company, do I still need to pay taxes in Taiwan? This involves Taiwan-Japan tax structuring. It is recommended to consult an accountant with cross-border tax experience before setting up the company. Taiwan and Japan have a tax treaty, but the actual tax treatment depends on the company structure and source of income, so it should be planned case by case rather than generalized. 💡Summary: choose the right solution based on your brand stage Early stage・Market validation Taiwanese company + KOMOJU or PayPal Launch quickly without setting up an overseas company. First validate order volume and consumer response in Japan, then upgrade your structure once the scale is there. After Japan becomes a key market Set up a Japanese Godo Kaisha + Shopify Payments Japan Unlock Shop Pay, achieve a very high card approval rate, and receive JPY directly. The upfront cost is higher, but in the long run, the conversion rate and processing fees make it the best solution. There is no single best solution for every brand. The key is to choose the most suitable setup based on your current stage, then upgrade once the scale is ready. Not sure which solution fits your current brand stage? Book a free 30-minute consultation. We will help you plan the most suitable Japan payment structure based on your target market, current scale, and budget. Book a free consultation → Expanding into the Japanese market is often the first step for many Taiwanese brands looking to grow across Asia. Japan has a large e-commerce market, strong purchasing power, and a relatively high acceptance of Taiwanese brands. But once you start planning seriously, the first obstacle is usually: “How do we accept credit card payments from Japanese customers? And how do we actually receive JPY?” This article explains the payment options available to Taiwanese Shopify merchants selling into Japan, the differences between each solution, and which path is suitable at each stage. ⚠️First, understand one key point: Taiwanese companies cannot directly use Shopify Payments Shopify provides an officially supported payment solution in Japan called Shopify Payments Japan. It integrates credit card payments, Shop Pay one-click checkout, Apple Pay, and other features, making it the most complete payment solution for selling in the Japanese market. However, Shopify Payments is only available to merchants with a business entity established in the supported country. Taiwanese companies cannot directly apply for Shopify Payments Japan. This means that Taiwanese merchants who want to receive JPY payments on a Japan-facing Shopify store need to use third-party payment providers. This limitation determines the differences between all the options below. 🔄The basic structure of receiving JPY payments 🇯🇵 Japanese customer places an orderPays in JPY by credit card / PayPay / convenience store payment ↓ 💳 Payment provider processes the paymentCard authorization, currency handling, and transaction fees ↓ 💴 Funds are settled into your accountJPY or TWD, depending on the solution ↓ 🏦 Your JPY account or Taiwanese bank accountCurrency conversion or direct deposit Before choosing a solution, first clarify these three key questions: 1 Can Japanese customers check out smoothly using local payment methods? 2 Can you receive JPY directly and avoid currency exchange losses? 3 Can the solution support Shop Pay to improve checkout conversion? 🗺️Two paths: choose based on your current stage 1 Taiwanese company + third-party cross-border payment provider Taiwanese companies can apply directly 👥 Suitable for: brands entering the Japanese market, testing demand, and avoiding large fixed upfront costs Taiwanese companies cannot use Shopify Payments, but they can connect third-party cross-border payment providers. The following three options are commonly considered: 🏪 KOMOJU KOMOJU is a well-known Japanese third-party payment provider. In addition to credit card payments, it can support Japanese convenience store payments (Konbini), PayPay, and other local payment methods. It is one of the broadest options for matching local Japanese consumer payment habits. However, its review process for overseas companies has become stricter recently, and overseas companies can no longer apply for online credit card acquiring. Whether other payment methods can be approved should be confirmed directly with KOMOJU. 🌐 Airwallex / Payoneer These are cross-border financial institutions that can be authorized and connected directly in the Shopify admin. Funds can be settled in JPY into your virtual JPY account, without forced currency conversion, helping avoid most exchange rate losses. However, because the acquiring node is overseas, Japanese card-issuing banks may block transactions through fraud prevention systems. The estimated payment rejection rate can be around 10–30%. 💙 PayPal PayPal has strong recognition among overseas consumers. Taiwanese companies can apply directly without needing an overseas entity. However, the cost structure is the biggest issue. The payment processing fee is around 3.9% + a fixed fee, and withdrawing to a Taiwanese bank account currently only supports E.SUN Bank, with an additional fee of around 2.5%. There may also be exchange rate losses, making the overall cost relatively high. Also, PayPal in Taiwan does not support domestic TWD transactions and can only be used for cross-border payments. ✅ Pros Apply using your existing Taiwanese company, with zero overseas setup cost Fast to launch and suitable for testing first Accounting remains in Taiwan, making the tax structure simpler ❌ Key limitations Shop Pay cannot be used at all (the biggest drawback) Cross-border card blocking, with an estimated rejection rate of 10–30% KOMOJU credit card acquiring is no longer available to overseas companies 💡 What does the absence of Shop Pay mean? Customers must manually enter their credit card number, expiration date, and CVV. The more steps in the checkout process, the higher the abandonment rate. Studies show that Shop Pay has a significantly higher checkout conversion rate than standard checkout, so missing this feature can have a real impact on revenue. 2 Japanese business entity + Shopify Payments Japan Most recommended for long-term Japan-focused brands 👥 Suitable for: brands that have confirmed Japan as a key market, want the best conversion rate, and already have stable monthly revenue After establishing a business entity in Japan, you can apply for Shopify Payments Japan directly from the Shopify admin and unlock all native payment features. Common Japanese company structures include Godo Kaisha (GK) and Kabushiki Kaisha (KK). For early-stage cross-border e-commerce, many brands choose Godo Kaisha (GK) because the setup cost is lower. Initial setup cost Around NT$150,000–250,000 when using an agency, including registered address and local representative Shopify Payments processing fee Depends on the Shopify plan, generally around 2.9% Annual maintenance Japanese accounting fees + annual filing fees + Japanese corporate tax ✅ Pros Fully unlocks Shop Pay and Apple Pay Very high card approval rate because transactions are processed domestically in Japan, with no cross-border fraud-blocking friction JPY funds are deposited directly, with no FX loss Shopify Payments fees are lower than PayPal ❌ Cons Initial setup cost of around NT$150,000–250,000 Ongoing annual Japanese tax and accounting costs Tax structure should be planned separately with an accountant 📊The two paths at a glance Comparison item Taiwanese company + third-party payment provider Japanese business entity + Shopify Payments Payment providers KOMOJU, Airwallex, PayPal, etc. Shopify Payments Japan Can use Shop Pay ❌ Absolutely not ✅ Fully supported Card approval rate ⚠️ Unstable, estimated rejection rate 10–30% ✅ Very high, processed domestically in Japan Receive JPY directly ⚠️ Supported by some solutions ✅ Fully supported, no FX loss Local payments (PayPay / Konbini) ⚠️ Partially supported by KOMOJU, confirmation required ⚠️ Requires further evaluation Initial setup cost ✅ Low, using an existing Taiwanese company Around NT$150,000–250,000 Annual maintenance cost Taiwan accounting fees Japanese accounting fees + Japanese corporate tax Most suitable stage Testing phase and early market validation After Japan becomes a key market ⏱️When should you upgrade to a Japanese company? 💡 Decision logic: when the monthly profit lost due to card blocking and missing Shop Pay exceeds the monthly average fixed cost of maintaining a Japanese company, it is time to upgrade. If the market is still in the testing stage and monthly revenue is still small, it is more efficient to use the saved setup cost for more rounds of advertising and market validation. But once the profit lost from cross-border card blocking, plus cart abandonment caused by the absence of Shop Pay, exceeds the monthly maintenance cost of a Japanese company, continuing with the Taiwanese company setup means letting cost leak unnecessarily. ❓Frequently asked questions QI just want Japanese consumers to be able to place orders first. What is the fastest way? Connecting KOMOJU or PayPal to Shopify is currently one of the fastest ways for a Taiwanese company to launch. KOMOJU can support Japanese convenience store payments (Konbini), PayPay, and other local payment methods, which are familiar to Japanese consumers and worth evaluating first. However, you should contact KOMOJU directly to confirm which payment methods are currently available to overseas companies. QHow can I transfer money from an Airwallex JPY account back to Taiwan? Airwallex supports transfers from a JPY account to a TWD bank account in Taiwan. You can choose to convert and transfer funds when you think the exchange rate is favorable, which offers more flexibility than passively accepting a payment provider’s fixed settlement exchange rate and can help reduce FX losses. QAfter setting up a Japanese company, do I still need to pay taxes in Taiwan? This involves Taiwan-Japan tax structuring. It is recommended to consult an accountant with cross-border tax experience before setting up the company. Taiwan and Japan have a tax treaty, but the actual tax treatment depends on the company structure and source of income, so it should be planned case by case rather than generalized. 💡Summary: choose the right solution based on your brand stage Early stage・Market validation Taiwanese company + KOMOJU or PayPal Launch quickly without setting up an overseas company. First validate order volume and consumer response in Japan, then upgrade your structure once the scale is there. After Japan becomes a key market Set up a Japanese Godo Kaisha + Shopify Payments Japan Unlock Shop Pay, achieve a very high card approval rate, and receive JPY directly. The upfront cost is higher, but in the long run, the conversion rate and processing fees make it the best solution. There is no single best solution for every brand. The key is to choose the most suitable setup based on your current stage, then upgrade once the scale is ready. Not sure which solution fits your current brand stage? Book a free 30-minute consultation. We will help you plan the most suitable Japan payment structure based on your target market, current scale, and budget. Book a free consultation →

Shopify already has strong cross-border commerce features ready for brands that want to sell to the United States, Japan, Southeast Asia, and other international markets. But many Taiwanese brands only realize one key issue when they actually start selling overseas: “The website is ready, but I have no idea how to collect payments.” This article explains how international payment processing works for Taiwanese Shopify merchants, the practical solutions currently available, and the pros and cons of each option. ⚠️Shopify Payments is not supported in Taiwan Shopify merchants in Europe, the United States, and Japan can directly enable Shopify Payments to handle credit card payments, multi-currency settlements, Apple Pay / Google Pay, and other features in one place. However, Taiwan is currently not included in the list of supported regions for Shopify Payments, so Taiwanese merchants cannot use this feature directly. What does this mean? If a Taiwanese brand wants to use Shopify to collect USD or other foreign currencies, it needs to work with a third-party payment provider. The biggest difference between providers is the currency they use to settle funds into your account. 🔄How international payment processing works Before deciding which solution is right for you, it is important to understand the basic payment flow: 🌏 Overseas customer places an order Pays in USD / JPY / EUR ↓ 💳 Payment provider processes the payment Card authorization, fraud prevention, and currency conversion ↓ 💰 Funds are settled into your account TWD or foreign currency, depending on the solution ↓ 🏦 Your Taiwanese bank / foreign currency account Currency conversion or direct deposit There are three key questions you need to understand in this process: 1 Can customers pay in a local currency they are familiar with? 2 Can you receive foreign currency such as USD or JPY, or can you only receive TWD? 3 How are transaction fees calculated, and how much currency exchange loss will there be? 📋International payment options for Taiwanese merchants 1 Taiwan local payment providers: ECPay, HiTRUST, and TapPay accepting foreign credit cards Taiwanese companies can apply directly 👥 Suitable for: brands mainly selling in Taiwan with occasional international orders ECPay, HiTRUST, and TapPay can currently allow overseas customers to pay by credit card, but there is one important limitation: 💡 Customers must check out in TWD. Even if your website displays product prices in USD, the system will convert the amount into TWD at checkout, and the customer must successfully pay by card in TWD to complete the order. For overseas customers, suddenly seeing TWD on the checkout page may cause confusion and even lead to cart abandonment. ✅ Pros Taiwanese companies can apply directly without an overseas entity Also supports local Taiwanese payment methods Familiar local service providers, easier communication ❌ Cons Customers must check out in TWD, which creates a poor experience Funds are received in TWD, so currency exchange loss still exists Cross-border payment rejection rates may be relatively higher 2 HiTRUST and TapPay USD acquiring for cross-border payments Taiwanese companies can apply directly 👥 Suitable for: brands that want to provide a better checkout experience for English-speaking markets HiTRUST and TapPay work with banks to allow customers to check out in USD, while merchants receive settlement in TWD. For brands targeting English-speaking markets, this creates a much more familiar payment experience for customers. Customer checkout currency USD Merchant settlement currency TWD Overseas card processing fee Depends on the bank rate and should be confirmed separately ⚠️ Overseas customers pay in USD, but you ultimately still receive TWD. The transaction fees and currency exchange losses in between are costs that need to be evaluated. Overseas customers may also need to pay foreign transaction fees. 3 PayPal Taiwanese companies can apply directly 👥 Suitable for: brands just starting to test cross-border markets with lower average order values PayPal is one of the most familiar payment tools for overseas customers. It is relatively easy to apply for, supports direct applications from Taiwanese companies, and does not require an overseas entity. Payment processing fee Around 3.9% + fixed fee, depending on the plan and country Withdrawal fee Around 2.5%, currently only supporting E.SUN Bank Actual amount received for a USD 50 order Around USD 46–47, before additional withdrawal fees ✅ Pros High recognition among overseas customers Taiwanese companies can apply directly Can truly receive foreign currency ❌ Cons Total cost is relatively high due to payment fees and withdrawal fees Withdrawals currently only support E.SUN Bank Does not support domestic TWD transactions in Taiwan 📌 PayPal in Taiwan does not support domestic TWD transactions and can only be used for cross-border payments. If you also sell in the Taiwanese market, you will need to pair it with a local Taiwanese payment provider. 4 Airwallex and Payoneer online credit card acquiring Not recommended 👥 Suitable for: merchants who understand the limitations and want to evaluate independently These two cross-border payment providers can be applied for directly by Taiwanese companies and connected through authorization in the Shopify admin. They look convenient at first glance, but there are several critical issues to understand in practice. ✅ Pros Available to Taiwanese companies without setting up an overseas company Accounting remains in Taiwan, making tax handling relatively simple Can truly receive foreign currency ❌ Cons, critical issues Shop Pay cannot be used: Without Shopify Payments, Shop Pay one-click checkout cannot be enabled. This is the biggest drawback. High overseas card failure rate: The acquiring node is not located in the customer’s country, so local card-issuing banks may easily block transactions through fraud prevention systems. Strict application review: Merchants without their own brand or dropshipping merchants may have a higher chance of being rejected. 5 Applying for Shopify Payments through an overseas company Most recommended for long-term cross-border selling 👥 Suitable for: brands with a long-term cross-border plan that want to receive foreign currency directly Shopify Payments works with Stripe and is currently one of the most complete credit card payment solutions for cross-border e-commerce. It supports 135+ currencies, has a processing fee of around 2.9% + USD 0.30, offers lower overall fees than PayPal, provides a smooth checkout experience, and fully supports Shop Pay one-click checkout. Taiwanese merchants need to first set up a company in a region supported by Shopify Payments. Common approaches include: 🇺🇸 U.S. LLC Paired with a U.S. bank account such as Mercury or Relay 🇭🇰 Hong Kong company Paired with a Hong Kong bank account Payment processing fee Around 2.9% + USD 0.30, depending on the plan ✅ Pros Customers can check out in local currencies such as USD, JPY, and EUR Can truly receive foreign currency Supports Shop Pay one-click checkout and improves conversion rates Fees are more cost-effective than PayPal Full support for Apple Pay and Google Pay ❌ Cons Requires setting up an overseas company, creating upfront costs Requires opening an overseas bank account There will be one currency conversion cost when funds are remitted back to Taiwan Tax structure needs to be planned separately 💡 This is the most complete structure and offers the best customer experience. Although the upfront preparation is more complex, for brands serious about cross-border selling, the long-term benefits in fees and conversion rates can far outweigh the cost of setting up an overseas company. 📊Comparison of each solution Solution Taiwanese companycan apply directly Customercan check out in foreign currency Merchantcan receive foreign currency Suitable stage ECPay / HiTRUST / TapPayStandard solution ✅ ❌Requires TWD checkout ❌ Mainly selling in Taiwan, with occasional overseas orders HiTRUST / TapPayCross-border USD acquiring ✅ ✅USD checkout ❌Settled in TWD Initial testing in English-speaking markets PayPal ✅ ✅ ⚠️ High withdrawal fee Cross-border testing stage Airwallex / Payoneer ✅ ✅ ✅ Not recommended, high rejection rate Shopify PaymentsRequires an overseas company ❌Requires an overseas company ✅ ✅ Most recommended for long-term cross-border selling ❓Practical issues that are often overlooked Q After setting up multi-currency in Shopify Markets, can I automatically receive foreign currency? No. Shopify Markets can display product prices in different currencies on your storefront, allowing customers to see prices in USD or JPY. However, whether customers can actually check out and pay in that currency depends on whether your connected payment provider supports it. These are two completely separate things. Setting up Markets does not mean your payment solution is ready. Q How is currency exchange loss calculated, and how much could I lose? Every time foreign currency payments are eventually converted back into TWD, there will be some currency exchange loss, usually around 1–3%, depending on each payment provider’s settlement exchange rate. Larger merchants can consider maintaining a foreign currency account and converting funds when exchange rates are more favorable to reduce unnecessary FX losses. Q If I only want to test the U.S. market first, do I need to set up a U.S. company to receive USD? Not necessarily. During the testing stage, you can first use PayPal or HiTRUST / TapPay cross-border solutions to launch quickly and evaluate order volume and market response. After validating the market, you can then consider whether to set up an overseas company and apply for Shopify Payments. The cross-border payment structure can be upgraded as your brand grows, so you do not need to start with the heaviest setup from day one. 💡Summary: choose a solution based on your brand stage Early testing stage PayPal, TapPay, or HiTRUST cross-border solutions Launch quickly without an overseas company, validate market demand first, then upgrade your structure later Long-term cross-border plan Set up an overseas company and apply for Shopify Payments The most complete structure, supporting Shop Pay and multi-currency settlement, with the most cost-effective fees Taiwan only, with occasional overseas orders Taiwan local payment providers accepting foreign credit cards Existing ECPay, HiTRUST, or TapPay solutions are sufficient, with no additional setup required There is no single standard answer for international payment setup. The best solution depends on your brand stage, target market, and budget flexibility. Not sure which solution is right for you? Book a free 30-minute consultation. We will help you plan the most suitable cross-border payment structure based on your brand status, target market, and budget.